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FEES AND COMISSIONS (PRIVATE INDIVIDUALS)

Opening an user account: FREE

Loan application: FREE

Income of the loan cost: FREE

Total or partial amortization: FREE

BOTH THE REGISTERING PROCESS AND THE LOAN APPLICATION ARE FOR FREE

The commissions are charged once the loan is accepted and granted, and are discounted from the cost of such loan.

 

The only one commission existing is the Intermediation commission.

THE SUM OF THE COMISSIONS DEPENDS ON THE RETURNING TIME OF THE LOAN according to the next square:

PLAZOSCOMISIÓN DE INTERMEDIACIÓN*
0 - 12 MESES1%
13 - 24 MESES2%
25 - 36 MESES3%
37 - 48 MESES4%
49 - 60 MESES5%

* Commission of financing intermediation charged by Socilen. The minimum commission will be 90

THE NEXT COMISSIONS WILL BE CHARGED IN CASE OF NONPAYMENT:

Reclamation commission: 20,00 € (1)

Collection cession to recovery companies: 50,00 € (2)

Payment notifications: 20,00 €

Judicial claim: 150,00 € + fees and costs (3)

  1. That quantity is charged to cover the reclamation costs
  2. Our policy is always trying to come into an agreement. When this is not possible, an important recovery company comes into play, with the corresponding cost
  3. The judicial claims entail some fees and costs ( lawyer, attorneys, …) which will be reclaimed along with the suitable value and the corresponding interests