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FEES AND COMISSIONS (PRIVATE INDIVIDUALS)
Opening an user account: FREE
Loan application: FREE
Income of the loan cost: FREE
Total or partial amortization: FREE
THE SUM OF THE COMISSIONS DEPENDS ON THE RETURNING TIME OF THE LOAN according to the next square:
PLAZOS | COMISIÓN DE INTERMEDIACIÓN* |
0 - 12 MESES | 1% |
13 - 24 MESES | 2% |
25 - 36 MESES | 3% |
37 - 48 MESES | 4% |
49 - 60 MESES | 5% |
* Commission of financing intermediation charged by Socilen. The minimum commission will be 90 €
THE NEXT COMISSIONS WILL BE CHARGED IN CASE OF NONPAYMENT:
Reclamation commission: 20,00 € (1)
Collection cession to recovery companies: 50,00 € (2)
Payment notifications: 20,00 €
Judicial claim: 150,00 € + fees and costs (3)
- That quantity is charged to cover the reclamation costs
- Our policy is always trying to come into an agreement. When this is not possible, an important recovery company comes into play, with the corresponding cost
- The judicial claims entail some fees and costs ( lawyer, attorneys, …) which will be reclaimed along with the suitable value and the corresponding interests