INTEREST RATES (PRIVATE INDIVIDUAL)
Interests go directly to the investors who have shared the money. Take into account that they are people like you, who have provided you with their savings to help you to fulfill your goals. They receive in exchange a profitability which are the interests you´re paying.
The interest rate depends on two factors:
- Basis rate: it´s the same for all the loans and depends on the average interest rates of the market
- Risk factor and volatility: it depends on the solvency grade of the loan. Transparency commitment Socilen: we want you to have all the information so you can compare and make the best choice. The TAE is a good indicator of the real cost of the loan. In the calculation of the TAE, apart from the interest rate, the other costs that are associated are also included within the loan, such as the commissions. The TAE is particular in each case in concrete, since it depends on the cost and deadline chosen. But don´t worry, before confirming your loan we will tell you exactly both your costs and your TAE. Check and compare. It´s your choice!
The TAE we are showing you in the following table corresponds to a loan with a quantity of 8.000 Euros, and 36 months.
|GRADO DE SOLVENCIA||SUBGRADO||TIPO DE INTERÉS ANUAL||TAE*|
|SOLVENCIA MUY ALTA||A1||4,00%||4,94%|